Back to Basics

Doug Powers gave you the heads-up last month about the First Lady’s lavish Spanish adventure. She touched down yesterday with her youngest daughter, dozens of friends, and phalanx of government bodyguards in tow. The luxury resort of Marbella rejoiced — and our hapless State Department blanched — as she embarked on her first “walkabout” clad in a one-shoulder Jean Paul Gaultier top:

The Obama administration faced an embarrassing diplomatic blunder today after it was forced to pull a warning about racism in Spain – just as the First Lady arrived in the country for a summer holiday.

Soon after touching down in the Costa del Sol yesterday morning, Michelle Obama was pictured taking in the sights of Marbella with daughter Sasha, nine, surrounded by a throng of bodyguards.

Staff at the U.S. State Department removed the contentious advice to travellers, which included the phrase ‘racist prejudices could lead to the arrest of Afro-Americans who travel to Spain,’ from its website on Monday.

She is on a four-day visit and will be staying at the five-star Villa Padierna, rated as one of the world’s top 30 hotels, with 40 friends. The party has reserved 60 rooms.

…Flags welcoming the Obama family were waving in the breeze as Marbella – often associated with reality TV and gangsters – geared up for their arrival.

A real case of government healthcare…

One of my daughters became pregnant and found to everyone’s surprise she was going to have identical twins.  The news came with mixed emotions as well as difficult decisions.  This was not her first child and she, like many in the family, believes in natural childbirth without medication.  Only her first child was born in a hospital while all the others were born at home with a midwife.

She initially started seeing her midwife for prenatal visits, but when they discovered she was expecting twins the reality of government interference took hold.  The state of Arizona does not allow midwives to knowingly delivery twins, so they had to find a doctor.  They are on the state insurance, which poses it’s own challenges.  However, trying to find a doctor that not only would accept the state insurance but would also deliver twins and accept a patient at 10 weeks became almost an impossible task.  It took her a month to even obtain the booklet of doctors she requested from the state to start her search.  She went through the book and was more often turned down because the doctors no longer accepted the state insurance.  With the help of her midwife and fortunately a state employee willing to help, she was able to obtain the services of a high-risk OB team.

Through the ultrasounds they discovered the babies were identical twins, had separate bags of water but shared one placenta.  This put her in a higher risk category.  At one point during the pregnancy they determined she was experiencing twin-to-twin transfer and was then referred to a specialist.  Because of this the doctors wanted to see her 3 times a week and she underwent regular ultrasounds and non-stress tests.  During her third trimester an ultrasound indicated she actually had two placentas; that there was a division in the placenta that had not previously been noticed; the twins may not be identical.  At that time it was also revealed that she had not actual experienced twin-to-twin transfer, it was only borderline.  With only 4 weeks remaining until her due date the doctor told her she needed to find another doctor because she was now no longer considered high risk!

She took childbirth classes at the hospital she was to deliver at.  She is also a childbirth instructor so these classes were quite unnecessary from a childbirth aspect, but with this unusual pregnancy she wanted to be informed about the hospital, their procedures, as well as the special considerations in delivering twins.

During her regular doctor visits they discussed the expectations of delivery.  This resulted in a difference of opinion from the doctors and expectant parents.  The doctors believed in a medicated birth with a likely outcome of an induced labor as well as a cesarean delivery.  The parents believed in an unmedicated birth, as natural as possible, and only in an emergency to save the mother and/or babies did they want a cesarean.  They created their birth plan and the doctors made their modifications.  They were able to “negotiate” delaying an induction until 38 weeks.

She went in to labor naturally and the first baby came quickly.  They never made it to the hospital.  Labor never stopped and what seemed like a very short time later the second baby was delivered; he was a breech delivery.  Both babies were well and of good size, especially for twins (7 lbs. 14 oz. and 6 lbs. 9 oz.) with the mother and father cooperating during delivery; no one else was present.  This was a Sunday and at this point they did not want to go to the hospital because there was no need.  So they contacted one of their midwifes who came over to make sure mother and babies were okay – everyone was fine.  It also turns out the twins are identical, sharing only one placenta – the latest ultrasounds were wrong!

The latest version of the Pelosi/House health care reform is more of the same, and worse.  It includes the same problems of HR3200 including the public option, the health care exchange, mandates requiring everyone to buy insurance, mandates requiring employers to provide insurance, penalties if you don’t purchase insurance, penalties on companies for not providing insurance, government real-time access to your bank accounts…more and more of the same.

I briefly reviewed the 1990 page bill and found some additional measures that were equally disturbing.

The bill is supposed to help those who have pre-existing conditions as well as those with chronic illnesses that may not otherwise be able to obtain affordable health care insurance.  The bill does mandate that insurance companies accept everyone, regardless of their medical history.  However, in a transition period, the government has allocated a specific budget to cover these people and this must not result in a deficit.  If the expenditures are expected to exceed the budget there are three options available to solve this problem:  (1) deny services, (2) increase premiums, and (3) put people on a waiting list.  So those with current insurance issues may find themselves no better off once this plan goes into affect since the bill gives the government the right to ration or deny services and increase the cost of your premiums.

There are over 360 pages in the bill that directly relate to medical treatment in the Native American populations.  This amounts to additional studies, addressing alcoholism issues and a number of other issues.  However, the bill also allows the government to take Indian reservation lands for the purpose of medicine.  The government will make those decisions and it did not appear as if the Native American population would have any control over what lands they chose to take, or if the medical facilities is even necessary for this population.  How far does this abuse of power run?

I recently read articles on the Pelosi/House reform and found that it creates 111 new bureaucratic departments and/or programs…more expansion of government.  The cost of this bill is estimated at approximately $1.2 trillion for 10 years.

Likewise, just as disturbing is those people who truly believe that this type of government takeover of the insurance industry is the only way they will be able to obtain health insurance.  They don’t want to even consider any other options that may allow them to be covered but not destroy the health care coverage 83% of the population currently has and likes.  They further expect this coverage, because of the public option, to be FREE; they are not expecting to contribute anything to their health insurance costs.  Nothing is free – you will be paying for insurance premiums, co-sharing costs as well as an increase in your income taxes.  If you don’t wake up now you could find yourself facing a huge medical/insurance bill you will be required to pay.

Behind the scenes in the real world anticipation over the new bills has already made an impact on the insurance industry.  A health insurance agent was at a recent party we attended and she is all for this new mandate, her mouth watering at the prospect of making lots of money from all the policies she will be selling.  As long as the private market can compete with the public option she will make a fortune, as she gets a commission not only when she sells a policy, but will continue receiving that commission as long as you renew your policy – and she may not have to do a thing.  This bill will make her a rich woman.  On the other hand, her ex voiced his opinion at her enthusiasm and stated that all this was at what expense to us.  He understood the consequences.