Back to Basics

Did the Senate forget they are supposed to be representing the American people and are not on the TV game show “Let’s Make a Deal”?  The health care bill has serious, life-threatening consequences and they are putting their votes up for auction – going to the highest bidder.  Are the rest of the Senators wishing they held out for what was behind door number 3?

It is one thing to hold out to negotiate for a change or addition to a bill that will equally impact all people.  It is quite another to hold out and gain an advantage for only your state.  This bill is loaded with special considerations for a number of states and people.  Nebraska and Louisiana received special funding for their votes.  The tax on Cadillac insurance policies no longer applies equally to all policies; if you are in a certain field of business you will be exempt.  These are only a few.  I’m just not quite understanding the new bill writing system of applying only parts of the bill to some states or some people, while others are exempt, and yet others get special advantages.  Special interests are blaring obvious in this bill.

This got me to thinking of days long ago around this time of year when salesmen used to give gifts to the businessmen who had supported their companies.  Simple gifts, such as fruit baskets, a bottle of alcohol, or tickets to a sporting event.  These were all considered thank you gifts.  But alas, the days quickly ended when these “gifts” became a controversial issue and were then viewed as bribes or kickbacks.  Could one be sure the contract given to company A wasn’t because they gave a fruit basket to some manager who could influence that decision?  The gift giving and acceptance quickly ended with reputable companies for fear of being fired or having criminal charges brought upon them for participating in bribes and kickbacks.  Many scandals resulted from these gift exchanges.

So what makes the deals currently being made in the Senate any less criminal?  Didn’t Senator Ben Nelson actually take a bribe or kickback in exchange for his vote?  He negotiated and accepted a deal that gave a monetary advantage to his state, at the expense of the American taxpayer.  Should we not start holding these people accountable and charging them with the criminal activity they are so blatantly participating in?  The persons offering the bribe/kickback, as well as the person accepting the bribe/kickback, should both be criminally charged for their actions.

If I stood outside a polling place and offered to pay for people to vote a certain way, I am sure I would be quickly stopped, arrested and charged with a crime.  Are the Senators not doing the same thing?  Like I said before, it is one thing to negotiate a provision that will equally affect all.  It is quite another to sell your vote.  It’s time to hold them personally responsible.

What we can expect from the government takeover of our health care is already starting to reveal its deadly intensions.

The H1N1 vaccine, purchased by and controlled by the government, was a promise that couldn’t be kept.  There was supposed to be enough vaccine available for all those who were at risk as well as it sounding like for anyone else that wanted the vaccine.  Since early this year the government was telling the public how much of an epidemic the H1N1 flu was going to be and was encouraging everyone to get vaccinated.  But when the time came to pay up the government fell far short of their promises.

The H1N1 is a separate vaccination from the regular annual flu vaccinations.  The regular flu vaccination is controlled by private industry.  Those vaccinations have been produced, distributed and are available at your doctor’s office or clinic for anyone requesting it.  In fact, my family doctor asked at my annual exam if I wanted to receive the vaccination.

However, the H1N1 is a different story.  The vaccine was purchased and distribution is being controlled by the government.  While they promised to have enough to go around they fell far short.  The government is controlling all quantities of this vaccine, including where the vaccines are to be sent and how much.  It is only being distributed to government sponsored agencies, so your doctor probably didn’t even receive the vaccine.  In order to obtain the vaccination you have to go to a vaccination clinic.  Even then, if you are not considered high risk you may be denied the vaccination.  So by the end of this year’s flu season only 25% of the H1N1 vaccine will have been distributed.  The rationing has already begun.

Then this week I read an article from the New York Times about a government task force deciding mammograms for women are no longer necessary until age 50, and then only every other year.  They further decided that self-breast exams didn’t do any good and should be discontinued.  Their recommendation was between 50-75 mammograms should be done every other year and after the age of 75 they haven’t yet decided.  Could this be because they are embracing the ideas of the Obama Czars – that anyone over 75 isn’t worth the cost of medical treatment because they have served their usefulness in society already?

How many people know of at least one woman who is alive today because of early detection and treatment of breast cancer?  How many others hear of the terrible tragedy other women face when the breast cancer was diagnosed in a much later stage and it had spread to lymph nodes or other parts of the body.  Sure, they may not have died from breast cancer, but they died from cancer initially caused from the spreading of the breast cancer.

The American Cancer Society came out against the task forces finding.  Does the government task force know more about cancer that the American Cancer Society?  Shouldn’t this decision be between the woman and her doctor?  No, this is all about money.  The task force says that testing 1300 women to save one life is worth it, but testing 1900 to save one life isn’t.  This is the government playing God.  I’m sure if that life that could be saved were yours or a close family member or friend anyone would agree it was worth it.  What price do you put on a life?  What right does the government have to establish that price?

Rationing and denial of services is what we all have to look forward to if the government takes over control of our health by the proposed health care reform bill passed by the House and under consideration in the Senate.  This is only a sample of what we have to look forward to in the future.  Having health insurance is one thing – getting the actual care of your health is another.  The government is only promising the insurance  – BUYERS BEWARE!

Everyone is aware of the democrats’ bill to take over health care, but there has been little attention given to another government take over – Cap & Trade.

I read some of this massive bill and found hundreds of pages dedicated to dictating what types of light bulbs will be available for use.  Naturally, certain areas would be exempt from these mandates, including Las Vegas and California – I wonder who represents those states!  Not quite understanding what all the fuss was over light bulbs I started speaking with others and was amazed at what I learned.

The new energy efficient light bulbs (CFL’s) contain mercury, which makes them hazardous waste.  Along with this comes special handling when replacing bulbs, disposing of bulbs and if a bulb breaks.  If you do not have recycling options for CFL’s then you will have to seal the bulb in two plastic bags and put them in the outside trash.  I spoke with someone who works for an electric company and he told me that the bulbs cost about $15 each to dispose of.

Beware if you break one of these bulbs, because of the mercury the EPA has issued recommendations for cleanup and disposal.  These recommendations include opening windows, shutting of central heat or air and leaving the room for 15 minutes or more.  All broken pieces need to be scooped up using cardboard and placed in a glass container with a metal lid or sealed plastic bag.  Then use duct tape to pick up any remaining pieces.  If the breakage was on carpet you can vacuum after following the instructions above and then you must remove the vacuum bag and put that in a sealed plastic bag.  If clothing or bedding is affected, they recommend throwing it away because washing the clothing or bedding may contaminate your washing machine and pollute sewage.  This is all because of the mercury in the bulbs.  They also recommend the next several times you vacuum that you shut off the heating or air conditioning and open a window before vacuuming and keep it off for at least 15 minutes after vacuuming is complete.

So the bill to “help” the environment and reduce greenhouse gases would mandate that we use hazardous light bulbs that obviously pose a health risk, a contamination problem and a possible pollution problem.

I also discovered the bill will permit government officials to enter your home and evaluate and rate how energy efficient your home is.  The bill requires new buildings to be more energy efficient by 30% by 2012 and 50% more efficient by 2016.  For new construction these new energy guidelines can be included, at an increase cost to the home.  So while the housing industry is already in trouble the government is going to “help” by putting more mandates and controls on the industry.

But, we cannot forget about all the buildings, commercial and housing, already in existence.  They will also have to meet these new standards; otherwise you may not be able to sell your home.  Under these new requirements, a government auditor will be allowed to enter your home and inspect your windows, appliances, air conditioning, furnace and anything else to make sure your house meets these new national building codes.  Not only can they inspect it, but they will be able to mandate that you provide the necessary remedies within a specified amount of time regardless of the cost.  They are going to make funding available to help retrofit these homes in the form of loans, but this funding cannot exceed 50% of the actual costs incurred.

No building is exempt from this, including historic buildings and homes.  It is estimated that many of the older buildings will cost more to retrofit than the value of the property.  Some people are saying that many buildings will just be demolished.  If you don’t allow the auditors access to your home you can be criminally charged.

So, under the guise of the environment, the government will obtain legal access to your home, determine if it meets certain environmental standards, require you to retrofit your home to meet these new standards and they don’t care about the cost to the homeowner.

In these already difficult economic times, the government is going to further burden the people by putting additional demands that they might not be able to afford.  How many people are just trying to get by – just trying to pay their living expenses and feed their families?  What about those people living in very modest, older homes just so they can have a roof over their heads?  If homes are demolished rather than retrofitted how much more waste is dumped into our landfills?

The latest version of the Pelosi/House health care reform is more of the same, and worse.  It includes the same problems of HR3200 including the public option, the health care exchange, mandates requiring everyone to buy insurance, mandates requiring employers to provide insurance, penalties if you don’t purchase insurance, penalties on companies for not providing insurance, government real-time access to your bank accounts…more and more of the same.

I briefly reviewed the 1990 page bill and found some additional measures that were equally disturbing.

The bill is supposed to help those who have pre-existing conditions as well as those with chronic illnesses that may not otherwise be able to obtain affordable health care insurance.  The bill does mandate that insurance companies accept everyone, regardless of their medical history.  However, in a transition period, the government has allocated a specific budget to cover these people and this must not result in a deficit.  If the expenditures are expected to exceed the budget there are three options available to solve this problem:  (1) deny services, (2) increase premiums, and (3) put people on a waiting list.  So those with current insurance issues may find themselves no better off once this plan goes into affect since the bill gives the government the right to ration or deny services and increase the cost of your premiums.

There are over 360 pages in the bill that directly relate to medical treatment in the Native American populations.  This amounts to additional studies, addressing alcoholism issues and a number of other issues.  However, the bill also allows the government to take Indian reservation lands for the purpose of medicine.  The government will make those decisions and it did not appear as if the Native American population would have any control over what lands they chose to take, or if the medical facilities is even necessary for this population.  How far does this abuse of power run?

I recently read articles on the Pelosi/House reform and found that it creates 111 new bureaucratic departments and/or programs…more expansion of government.  The cost of this bill is estimated at approximately $1.2 trillion for 10 years.

Likewise, just as disturbing is those people who truly believe that this type of government takeover of the insurance industry is the only way they will be able to obtain health insurance.  They don’t want to even consider any other options that may allow them to be covered but not destroy the health care coverage 83% of the population currently has and likes.  They further expect this coverage, because of the public option, to be FREE; they are not expecting to contribute anything to their health insurance costs.  Nothing is free – you will be paying for insurance premiums, co-sharing costs as well as an increase in your income taxes.  If you don’t wake up now you could find yourself facing a huge medical/insurance bill you will be required to pay.

Behind the scenes in the real world anticipation over the new bills has already made an impact on the insurance industry.  A health insurance agent was at a recent party we attended and she is all for this new mandate, her mouth watering at the prospect of making lots of money from all the policies she will be selling.  As long as the private market can compete with the public option she will make a fortune, as she gets a commission not only when she sells a policy, but will continue receiving that commission as long as you renew your policy – and she may not have to do a thing.  This bill will make her a rich woman.  On the other hand, her ex voiced his opinion at her enthusiasm and stated that all this was at what expense to us.  He understood the consequences.

Another tip of the hand came when it was open enrollment time for my daughter.  Her options had been greatly diminished in health insurance coverage.  Option A would give her a set office visit cost of $30/visit, a $750 deductible and she would be responsible for 40% of her medical bills.  Option B would have given her a set office visit cost of $35/visit, a $1500 deductible and again she would be responsible for 40% of her medical bills.  For this reduction in coverage she would enjoy a minor increase in premiums.  Yes, she can say she is “covered” by health insurance but with the deductibles and cost-sharing responsibilities she cannot afford medical care or treatment!  This is from a very large insurance company, so one has to ask if this is the direction we can expect the government plans to be heading.  Is this the type of coverage that may be offered in a basic insurance plan?  If so, then although the government could claim more people would be insured, it would not necessarily mean people would be able to obtain medical care or treatment because they may not be able to afford it.

While the House healthcare bill does little or nothing to decrease medical costs and is anticipated to actually increase insurance premiums, one has to wonder what the real motives are behind the bill.  Is this just a bill to grant the government more control over our lives and denying us personal freedoms…with more government expansion?  With insurance agents waiting in the wings to jump at the vast money making opportunities, whose interests – or special interests – were really in mind?  Does being insured actually make medical care and treatment affordable…or will the cost of the insurance policy and cost-sharing expenses make it even more unaffordable?

Time is running out.  The House is expected to start debate on this issue this week.  The people spoke this summer at Town Hall meetings.  Did Congress get the messages?  It is time we remind them.  Call, write, fax and email your representatives before it’s too late.  The life you save may not only be yours but the country.